Concierge · Chapter 04

The Investment Process

What happens, in order, from the moment an opportunity is identified to the moment an investor exits.

What is the end-to-end investment lifecycle?

Every Blockx opportunity follows the same structured lifecycle: opportunity identification, due diligence, financial modelling, legal structuring, investment documentation, investor acquisition, capital raising, project implementation, asset management, investor reporting, distribution of returns, and exit or reinvestment. No opportunity skips a stage.

How does an asset move from being sourced to being available for investment?

At a practical level this follows seven stages: sourcing (identifying and evaluating quality properties and developers), acquisition (negotiating and securing the deal), structuring (creating the fractional structure and investment terms), investor onboarding (marketing the offering, securing reservations and closing sales), development (construction, furnishing and handover, where applicable), operations (managing the property, rentals and investor experience), and returns and exit (distributing income, growing value, and facilitating resale).

How do I actually purchase a fraction once I decide to invest?

Once an offering is open, you review the offering documentation and Fraction Holder Agreement for that specific asset, complete the applicable know-your-customer (KYC) and onboarding requirements, and transfer your capital in line with the payment instructions provided. On completion, you receive your signed FHA confirming your fraction and rights.

What documentation will I receive after investing?

At minimum, you should expect a signed Fraction Holder Agreement setting out your ownership percentage and rights, confirmation of your capital contribution, and access to the ongoing financial and operational reporting Blockx provides to fraction holders for that asset.

Can I invest remotely if I am based outside The Gambia, Senegal or Ghana?

Blockx's target investor base explicitly includes international investors and the African diaspora, and the platform is designed to reach a wider international investor base. Practical remote onboarding — including KYC, payment rails and documentation — depends on the banking and compliance infrastructure available at the time of a given offering; investors should confirm current remote- investment capability before committing.

Is there a minimum investment amount?

Minimum investment size depends on how a given property is divided into fractions and the total value of that property. Because one of Blockx's core objectives is to lower entry barriers to quality investment opportunities, fraction pricing is deliberately structured to be more accessible than purchasing a whole asset outright — but the specific minimum will vary offering by offering.